The method ImmoPourExpat

Support generally lasts one year, with access to the training, the workshops and the team during that period. The exact length depends on the package chosen: it is specified during the 45-minute call and stated in the contract.

It depends on your city, your application and the time you devote to it. Among our members, Marie-Lou (Canada) found her property in 17 days, Jérémy (Spain) signed 3 to 4 months after his first contact, Alexandra (London) in 6 or 7 months, and Guillaume (Canada) worked about a year on his project. There is no guaranteed timeframe.

In our experience, one to three hours a week in the first months are enough to complete a project in 90 days. You follow the training and the workshops at your own pace, live or as replays.

The property price, notary fees, works and partners’ fees (notary, chartered accountant, tradespeople, property manager) remain your responsibility and are invoiced to you directly by them. The team suggests properties, but you are the one who buys.

There are several support packages. Their content and price are presented to you during the 45-minute call, once your project is known.

A refusal is common at the start, especially from your existing bank, and it reflects a bank’s policy, not the value of your project. Prepare a complete application and approach several banks in parallel, until the final offer. Yanis (Denmark) was rejected by a regional committee two weeks before the deadline, and a second bank took over. The team helps you understand the reason for the refusal and adjust the application.

It is not compulsory. Several members bought without viewing the property themselves, thanks to a relative or the agent’s video, and signed at the notary’s office by video call or by proxy. The team helps you review every document: offer, preliminary agreement, then deed. Other members preferred to take advantage of a trip to view properties or meet their bank.

The training covers letting (leases, inventory of fixtures, guarantees, choosing the tenant) and non-resident taxation. You keep the network: accountant for your returns, manager if you do not want to manage yourself, tradespeople for maintenance. Several members went on to a second project.

The two are not opposed. The stock market is simpler and easier to sell. Property takes time and carries risks (vacancy, renovation works, management), but it lets you invest with the bank’s money and have part of the loan repaid by the rents. If you do not want to devote time to it, or if you cannot borrow, it is probably not for you. ImmoPourExpat does not advise on financial investments.

There is no single figure: it all depends on the city, the type of letting, the renovation works and your management approach. Be wary of gross yields on their own. To get a net figure, subtract property tax, charges, insurance, accounting, vacancy and management fees, then tax. Our yield calculator lets you run the numbers on your project.

It depends on the date of your return and on your application. Before you return, you borrow as a non-resident, with your current income and often stricter conditions. Afterwards, your application may become simpler, but the bank will want to see stable employment, which can take time. Your taxation also changes when you become a resident again. If the return is still far off, waiting is not necessarily the best option.

Yes, it is one of the reasons that push our members to invest. Once the loan is repaid, the rents become an income, and the property remains an asset you can keep or sell. It is not a guaranteed income: you have to allow for vacancy, renovation works and tax. The earlier you start, the more time the loan has to be repaid before retirement.