Guides and calculators for investing from abroad
Borrowing capacity, yield, tax on rents and capital gain: run your non-resident calculations in a few minutes, free of charge and without registration.
Four calculators, one for each stage of your project
They apply the rules specific to non-residents: currency of your income, minimum tax rate, social contributions depending on your country, tax representative on resale.
Step 1 · Before searchingHow much can you borrow?
The monthly payment the bank accepts, the amount it can lend you and the price of property this allows.
Example€6,000 of net income a month, 25-year loan395 478 € borrowableRun the numbers →
Step 2 · In front of a propertyIs this property profitable?
Gross yield, yield net of costs and monthly cash flow, with or without a mortgage.
ExampleProperty at €160,000, let for €900 a month5,6 % gross yieldRun the numbers →
Step 3 · During the lettingHow much tax on your rents?
Income tax and social contributions in France, unfurnished or furnished, under the micro or actual regime.
Example€10,800 of furnished rents a year1 485 € of tax per yearRun the numbers →
Step 4 · On resaleHow much tax on your capital gain?
Tax, social contributions, allowances for length of ownership and surtax, with the exemptions for expats.
ExampleBought for €180,000, resold for €260,000 ten years later7 972 € of taxRun the numbers →Free and without registration: the calculation is done in your browser, no data is sent or saved.
Which banks lend to non-residents ?
Get our bank ranking for expats and non-residents, updated for 2026, and know who to submit your application to.
By receiving the guide, you accept our privacy policy.
Thank you! Your ranking is ready.
Download the PDF ↓The guides to read online
The rules that apply to a non-resident, explained simply and updated for 2026.
A guide for your country of residence
Banks that lend, down payment required, taxes in France and tax treaty: what changes depending on the country where you live.
United States
Canada
United Kingdom
Spain
Switzerland
Germany
Netherlands
Dubai
Australia
Italy
Belgium
Portugal
Singapore
Mexico
Ireland
Luxembourg
Denmark
Sweden
Poland
Norway
Other countriesWhy calculators for non-residents ?
Calculators from banks and property sites are designed for French residents. When you live abroad, three things change.
Your taxes
Your French-source income is subject to a 20% minimum rate, and your social contributions range from 7.5% to 18.6% depending on your social protection.
Your loan application
The bank looks at the currency of your income and your country of residence, and often asks for a higher down payment than for a resident.
Your resale
A tax representative may be compulsory above a €150,000 sale price, and two exemptions are reserved for expats.
Our tools build in these rules, up to date as at 2 November 2026. They give an estimate: they replace neither tax advice nor a loan offer.
Done your calculations? Let’s talk about your project
A 45-minute conversation with an ImmoPourExpat expert to review your figures and take stock of your financing, taxes and strategy. Free and with no commitment.
Investing from abroad has never been so simple
ImmoPourExpat supports expats and non-residents from A to Z who want to invest in property in France: financing, property search, renovation works, taxation and remote management.
TrustpilotTrustScore 4,8 | 276 reviewsSubscribe to our newsletter, the latest in property investment for expats and non-residents
By subscribing, you accept our privacy policy