Sébastien is investing in Soulac-sur-Mer from Dubai
Can you buy by the sea from Dubai? Sébastien is buying a two-bedroom seafront flat with a garden on the ground floor in Soulac-sur-Mer, listed at €200,000 and negotiated to €195,000. With €25,000 of works and a €257,000 loan over 25 years, this holiday let and family asset to pass on is at the preliminary contract stage.
DubaiShort-term rental
Sébastien’s apartment in Soulac-sur-Mer
BeforeProjection
BeforeProjection
BeforeProjectionWhat Sébastien had to overcome from Dubai
FinancingA first refusal, then a 25-year loan
The first bank he approached turned Sébastien down. He then secured a €257,000 loan at 3.6% over 25 years, with a 6-month deferral. The monthly repayment is €1,300.
LettingAn asset to pass on
The flat will be let as a holiday rental and also used as a second home. Rent is estimated at €750 a month: Sébastien is not after yield, he is buying an asset to pass on.
Renovation works€25,000 of works
The project includes €25,000 of works in the flat.
How Sébastien is investing in Soulac-sur-Mer from Dubai
Soulac-sur-Mer (33)
On the seafront, with a garden
Sébastien found a two-bedroom seafront flat in Soulac-sur-Mer, Gironde, on the ground floor with a garden. Listed at €200,000, it was negotiated to €195,000.
The banks
A refusal, then a 25-year loan
His first loan application was turned down. He then secured €257,000 at 3.6% over 25 years, with a 6-month deferral, for a monthly repayment of €1,300.
The works
€25,000 planned
The project includes €25,000 of works in the flat.
Today
The preliminary contract is signed
Sébastien has signed the preliminary contract. The flat will be let as a holiday rental, at around €750 of estimated rent a month, and also used as a second home: a property meant to be passed on.
Sébastien tells the story
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