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Lou invested in Rodez from Canada

Can you buy a student flatshare that needs no works when you live in Canada? Lou bought an 81 m² three-bedroom flat with a garage in Rodez, right by the IUT, for €134,000 furniture included, instead of €145,000. The flatshare brings in €1,240 a month, a 10% yield.

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CN Tower and Toronto skyscrapers on the waterfront
Before and after the works

Lou’s flat in Rodez

134 000 €purchase price, furniture included
131 693 €borrowed
1 240 €monthly rent
180 €monthly cash flow, approx.
10 %yield
The property after the worksThe property before the worksBeforeAfter
The property after the worksThe property before the worksBeforeAfter
The property after the worksThe property before the worksBeforeAfter
The property after the worksThe property before the worksBeforeAfter
The property after the worksThe property before the worksBeforeAfter
The difficulties they faced

What Lou had to overcome from Canada

Financing€131,693 with Crédit Agricole

Lou borrowed €131,693 from Crédit Agricole at 3.7%, with no deferral. The monthly payment is €782.

LettingA flatshare right by the IUT

The flat’s 3 bedrooms are let as a student flatshare, right by the IUT in Rodez. Rents reach €1,240 a month against a €782 monthly payment: about €180 of monthly cash flow and a 10% yield.

Finding the propertyA property ready to let

Lou chose an 81 m² flat with a garage that needed no works. Listed at €145,000, it was bought for €134,000, including €6,700 of furniture.

The journey, step by step

How Lou invested in Rodez from Canada

CN Tower and Toronto skyscrapers on the waterfront
Finding the property

Rodez, right by the IUT

An 81 m² flat with no works

Lou chose an 81 m² flat with 3 bedrooms and a garage, right by the IUT in Rodez. No works needed. Listed at €145,000, it was bought for €134,000, including €6,700 of furniture.

Financing from Canada

Crédit Agricole

€131,693 at 3.7%

Crédit Agricole lent €131,693 at 3.7%, with no deferral. The monthly payment is €782.

Buying from afar

19 September 2025

Signing the deed

The deed of sale was signed on 19 September 2025. The flat came furnished: the furniture is included in the purchase price.

Letting from afar

Today

€1,240 of rent a month

The flat is let as a student flatshare. The rents cover the €782 monthly payment and leave about €180 of cash flow a month, for a 10% yield.

“I started with IPE in March 2025 and bought my first property in September of the same year ; a project I couldn’t have carried out without their support.”

Lou, Trustpilot review
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