Frédéric et Patricia ont investi à Toulouse depuis la Suisse

Before and after the works

Frédéric and Patricia’s flatshare in Toulouse

225 000 €asking price

178 000 €purchase price

95 000 €of works

262 000 €borrowed

1 700 €minimum estimated rent

8,3 %yield, approx.

The kitchen after the works, virtual staging

The difficulties they faced

What Frédéric and Patricia had to overcome from Switzerland

FinancingA 12-month deferral in total

Frédéric and Patricia borrowed €262,000 over 25 years at 3.48% (APR 4.03%). The loan includes a 12-month deferral in total: during that time, the monthly repayment is only €40. It then rises to €1,430.

LettingAn upmarket flatshare

The flat has three bedrooms, let as an upmarket flatshare. Rents are estimated at €1,700 to €1,800 a month, against a €1,430 repayment: the project almost pays for itself.

Renovation works€95,000 to transform the flat

The flat went through a €95,000 renovation. The works were completed in August 2026.

The journey, step by step

How Frédéric and Patricia invested in Toulouse from Switzerland

Chapel Bridge and Water Tower in Lucerne

Finding the property

Toulouse, Fer à Cheval

A 79 m² flat

Frédéric and Patricia live in Switzerland. In Toulouse, in the Fer à Cheval area, they found a 79 m² flat with three bedrooms, listed at €225,000. They bought it for €178,000.

Financing from Switzerland

The loan

€262,000 over 25 years

They borrowed €262,000 over 25 years at 3.48% (APR 4.03%). The 12-month deferral in total brings the monthly repayment down to €40, before €1,430.

Managing the works from a distance

The works

€95,000 of works

The flat was renovated to become an upmarket flatshare. The works cost €95,000 and were completed in August 2026.

Letting from afar

The flatshare

Three bedrooms

The three bedrooms are offered as an upmarket flatshare. Rents are estimated at €1,700 to €1,800 a month.

The result

Today

Almost self-financing

With rents estimated at €1,700 to €1,800 against a €1,430 repayment, the Toulouse flatshare almost pays for itself.

“Access to a network of reliable partners (brokers, notaries, renovation contact…) also saves a huge amount of time and builds confidence.”
Frédéric et Patricia, Trustpilot review

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Frédéric and Patricia invested in Toulouse from Switzerland