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CÉLIA ET MICHAEL

Célia and Michael invested in Pontorson from Canada

How do you finance a short-term let in France when you live in Canada? Célia and Michael bought a 71 m² townhouse in Pontorson, 10 minutes from Mont-Saint-Michel, listed at €115,000 and secured for €102,000. With about €50,000 of works (spa bath, sauna, cinema room), they are aiming for a yield of about 9%.

CanadaShort-term rental
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CN Tower and Toronto skyscrapers on the waterfront
Before the works and projection

Célia and Michael’s house in Pontorson

102 000 €purchase price
50 000 €of works, approx.
3,18 %over 20 years
3 800 €estimated monthly rent
1 223 €estimated cash flow
The façade, projected result after the worksThe façade before the worksBeforeProjection
The living room, projected result after the worksThe living room before the worksBeforeProjection
The living area turned into a bedroom, projected result after the worksThe living area turned into a bedroom before the worksBeforeProjection
The shower room, projected result after the worksThe shower room before the worksBeforeProjection
The kitchen, projected result after the worksThe kitchen before the worksBeforeProjection
The kitchen, another angle, projected result after the worksThe kitchen, another angle before the worksBeforeProjection
The landing, projected result after the worksThe landing before the worksBeforeProjection
The staircase, projected result after the worksThe staircase before the worksBeforeProjection
The attic bedroom, projected result after the worksThe attic bedroom before the worksBeforeProjection
The façade, projected result after the worksThe façade before the worksBeforeProjection
The living room, projected result after the worksThe living room before the worksBeforeProjection
The living area turned into a bedroom, projected result after the worksThe living area turned into a bedroom before the worksBeforeProjection
The shower room, projected result after the worksThe shower room before the worksBeforeProjection
The kitchen, projected result after the worksThe kitchen before the worksBeforeProjection
The kitchen, another angle, projected result after the worksThe kitchen, another angle before the worksBeforeProjection
The landing, projected result after the worksThe landing before the worksBeforeProjection
The staircase, projected result after the worksThe staircase before the worksBeforeProjection
The attic bedroom, projected result after the worksThe attic bedroom before the worksBeforeProjection
The difficulties they faced

What Célia and Michael had to overcome from Canada

Financing€144,420 borrowed, 36-month partial deferral

Célia and Michael borrowed €144,420 over 20 years at 3.18%, for a total cost of €151,580. The loan includes a 36-month partial deferral. The monthly repayment is €766, plus €125 of insurance.

LettingAn unusual short-term let

The house will be let short term, with an unusual offer: spa bath, sauna and cinema room. They run it under the LMP status. Based on 20 nights at €190, rent is estimated at about €3,800 a month, for an estimated cash flow of €1,223 a month and a yield of about 9%.

Renovation worksAbout €50,000 of works

The post-works plans include, on the ground floor, a living room with a relaxation area, the kitchen, a sauna and the toilet; on the first floor, the bedroom and the bathroom; on the second, a cinema room. The works are estimated at about €50,000.

The journey, step by step

How Célia and Michael invested in Pontorson from Canada

The red bedroom
The starting point

Canada

A project near Mont-Saint-Michel

Célia and Michael live in Canada. With ImmoPourExpat, they invested in Pontorson, in the Manche, 10 minutes from Mont-Saint-Michel, for a short-term letting project.

Finding the property

Pontorson

A 71 m² townhouse

They chose a 71 m² townhouse with two bedrooms. Listed at €115,000, it was bought for €102,000. The deed was signed on 1 October 2025.

Financing from Canada

The bank

€144,420 borrowed over 20 years

They borrowed €144,420 over 20 years at 3.18%, for a total cost of €151,580. The loan includes a 36-month partial deferral. The monthly repayment is €766, plus €125 of insurance.

CN Tower and Toronto skyscrapers on the waterfront
Renovating the property

The works

Spa bath, sauna and cinema room

About €50,000 of works are planned. The plans reorganise the house: living room with a relaxation area, kitchen and sauna on the ground floor, bedroom and bathroom on the first floor, cinema room on the second.

Letting

Today

A target yield of about 9%

The house is bought and the works are under way. It will be let short term, under the LMP status. Based on 20 nights at €190, rent is estimated at about €3,800 a month, for an estimated cash flow of €1,223 a month and a yield of about 9%.

“Our experience was extremely positive, with the success of a first property purchase for short-term letting.”

Célia et Michael, Trustpilot review
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