Célia and Michael invested in Pontorson from Canada
How do you finance a short-term let in France when you live in Canada? Célia and Michael bought a 71 m² townhouse in Pontorson, 10 minutes from Mont-Saint-Michel, listed at €115,000 and secured for €102,000. With about €50,000 of works (spa bath, sauna, cinema room), they are aiming for a yield of about 9%.
Célia and Michael’s house in Pontorson

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BeforeProjectionWhat Célia and Michael had to overcome from Canada
Financing€144,420 borrowed, 36-month partial deferral
Célia and Michael borrowed €144,420 over 20 years at 3.18%, for a total cost of €151,580. The loan includes a 36-month partial deferral. The monthly repayment is €766, plus €125 of insurance.
LettingAn unusual short-term let
The house will be let short term, with an unusual offer: spa bath, sauna and cinema room. They run it under the LMP status. Based on 20 nights at €190, rent is estimated at about €3,800 a month, for an estimated cash flow of €1,223 a month and a yield of about 9%.
Renovation worksAbout €50,000 of works
The post-works plans include, on the ground floor, a living room with a relaxation area, the kitchen, a sauna and the toilet; on the first floor, the bedroom and the bathroom; on the second, a cinema room. The works are estimated at about €50,000.
How Célia and Michael invested in Pontorson from Canada

Canada
A project near Mont-Saint-Michel
Célia and Michael live in Canada. With ImmoPourExpat, they invested in Pontorson, in the Manche, 10 minutes from Mont-Saint-Michel, for a short-term letting project.

Pontorson
A 71 m² townhouse
They chose a 71 m² townhouse with two bedrooms. Listed at €115,000, it was bought for €102,000. The deed was signed on 1 October 2025.

The bank
€144,420 borrowed over 20 years
They borrowed €144,420 over 20 years at 3.18%, for a total cost of €151,580. The loan includes a 36-month partial deferral. The monthly repayment is €766, plus €125 of insurance.

The works
Spa bath, sauna and cinema room
About €50,000 of works are planned. The plans reorganise the house: living room with a relaxation area, kitchen and sauna on the ground floor, bedroom and bathroom on the first floor, cinema room on the second.

Today
A target yield of about 9%
The house is bought and the works are under way. It will be let short term, under the LMP status. Based on 20 nights at €190, rent is estimated at about €3,800 a month, for an estimated cash flow of €1,223 a month and a yield of about 9%.
“Our experience was extremely positive, with the success of a first property purchase for short-term letting.”
Célia et Michael, Trustpilot review
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